The records do not agree
Contributions, loans, stock or payments live in different files. Every report starts with manual checking.
Hazina replaces paper, spreadsheets and group chats with custom web and mobile software for East African teams.
First, we review the process and confirm fit. A scoped quote follows when the work is clear.

Good software starts with the parts of the operation that are hardest to see, check or hand over.
Contributions, loans, stock or payments live in different files. Every report starts with manual checking.
Approvals, exceptions and follow-ups sit in someone’s inbox or memory, so work slows when they are away.
Bookings, requests or account updates move through calls and chats with no dependable shared status.
Serious products and operational systems designed around the work your organisation needs to run.

Custom software
Replace scattered records and manual checks with software shaped around the way your operation actually runs.

Web apps
Turn a shared process into a responsive application that makes status, ownership and next actions visible.

Mobile apps
Design focused phone journeys for field teams, members and customers, with mobile data and smaller screens in mind.

Automated workflows
Automate repeatable steps while keeping review points, failed cases and human decisions visible.
Hazina provides preparation and application guidance for KSh 5,000. Dun & Bradstreet issues the number, and its standard request is free.
View application supportStart with the current records, owners and exceptions before choosing the technology.
Explore digital transformationLive product proof
A platform for savings groups that connects contributions, loans and interest, welfare, rotations, accounting and members.


You can see what we need from you, what we leave behind and who owns the next decision.
Show us how the work happens today, where it slows down and which records must agree.
Turn the process into roles, records and reviewable journeys before implementation becomes expensive.
Deliver working slices, collect specific feedback and test important paths before the full release.
Release with named ownership, support boundaries and a clear list of improvements to consider next.
Your first useful deliverable
A map of the current workflow, its risks and the result the first release must improve. Both teams review it before build work expands.
Reliability is not a logo strip. It is a set of decisions your team can inspect before launch.
We define who can view, change and approve important records before those rules reach production.
The release decision covers the main workflow, permissions, failure states, accessibility and network-sensitive journeys.
Launch has an accountable owner, a release checkpoint and a documented route back when a change fails.
The operating plan states what Hazina looks after, how changes are recorded and who makes the next decision.
Questions
We review the problem and confirm whether Hazina is a good fit. If it is, we clarify the workflow, risks and first release before preparing a written scope and quote.
Yes. You do not need a complete specification. We start with the records, people, exceptions and decisions that already keep the work moving.
The main cost drivers are workflows, roles and permissions, data migration, integrations, offline needs and support after launch. The written quote separates build work from recurring provider costs.
ChamaPro is Hazina's live product for savings groups. It connects contributions, loans and interest, welfare, rotations, accounting and member records.
Next record
We start by reviewing the process and confirming fit. If the work is clear, the next step is a written scope and quote.